- by Daniel Granderson
- August 1 2019
- finance
- mobile apps
- mobile payments
- mobile technology
- money
- money and finance
- private label credit cards
Private Label Credit Cards: Retailer-Specific Mobile App Use on the Rise
Retailers and their private label credit card partners continue to refine their retailer-specific mobile apps, which provide a very important customer loyalty and engagement nexus that increasingly includes payment and loan options.
- by Daniel Granderson
- September 30 2016
- affinity credit cards
- banking
- co-branded credit cards
- credit cards
- debit cards
- Millennials
- money and finance
- private label credit cards
- unbanked
- underbanked
Prepaid cards make inroads with Millennials
Prepaid cards are an ideal vehicle to provide Millennials with a low-cost, mobile- and tech-forward payment instrument for everyday use—a strategy not lost on market participants seeking to broaden their user base.
- by dgranderson@marketresearch.com
- October 13 2015
- money and finance
- private label credit cards
- retail
- credit cards
- money
The card fades into the background
This blog is based on the Packaged Facts report Private Label Credit Cards in the U.S., 9th Edition. Purchase a copy by Dec. 1 and receive 5% off with promo code PFPLCC1015.
The movement to virtual private label cards housed within retailer mobile apps foretells the eventual demise of the physical card:
Already, more than 30% of private label card issuer and program manager Alliance Data Systems’ private label card purchase value is made via card-not-present transactions. More broadly, retai...
- by admin1
- August 15 2013
- credit cards
- store cards
- money
- finance
- retail
- private label credit cards
- consumer spending
Carrots for store credit card holders
Once home to consumers with higher risk profiles and higher chargeoff rates, store credit card volume and active accounts took a nosedive during the recession, as issuer portfolios groaned under the strain of bad debt and reduced customer engagement. But signs point to a private label turnaround. Deal-making activity suggests that private label card programs have become a more viable and stable income source for issuers; the payment card segment has been buoyed by a spate of deals that has invig...
