- by Elizabeth Rowe
- October 5 2021
- banking
- consumer trends
- finance
- financial services
Buy Now, Pay Later Finance Shifts the Consumer Lending Landscape
In its just-released Buy Now, Pay Later: Point-of-Sale Installment Loans report, we estimate that the BNPL installment lending market in the U.S. grew to $250 billion in 2020
- by Daniel Granderson
- August 1 2019
- finance
- mobile apps
- mobile payments
- mobile technology
- money
- money and finance
- private label credit cards
Private Label Credit Cards: Retailer-Specific Mobile App Use on the Rise
Retailers and their private label credit card partners continue to refine their retailer-specific mobile apps, which provide a very important customer loyalty and engagement nexus that increasingly includes payment and loan options.
- by Daniel Granderson
- July 1 2019
- finance
- food and beverage
- food retail
- food retailing
- healthy eating
- money
- money and finance
- natural and organic
- natural foods
- organic
- organic food
- Trader Joe’s
- Whole Foods
Affluent Food Shoppers: Money Isn’t Everything
The sheer volume of spending on food at home by affluent households—which is in excess of $100 billion—makes them an essential consumer segment for food manufacturers, marketers, distributors, and grocers...But, as Packaged Facts reports, it’s not money alone that sets affluent food shoppers apart.
- by Daniel Granderson
- January 14 2019
- economy
- finance
- money
- money and finance
Government Shutdown Sheds Light on Gig Economy
The Gig Economy is getting a spike from federal employees who are financially ambushed by the government shutdown.
- by Daniel Granderson
- January 11 2019
- banking
- economy
- finance
- money
- money and finance
Multicultural Consumers Struggle with Debt and Financial Confidence
African American and Hispanic consumers are more likely than average to view debt as a necessary evil
- by Daniel Granderson
- October 5 2018
- alternative banking
- banking
- credit cards
- finance
- money
- money and finance
- payment cards
The Prepaid Card Evolution
These days, general-purpose reloadable prepaid cards are better served by the phrase “prepaid account,” which helps underscore their evolution from payment cards to fully-fledged banking products.
- by Daniel Granderson
- May 16 2018
- credit cards
- finance
- money
- money and finance
- smartphones
Goldman Sachs Reaches for the Apple (Pay Credit Card)
Backed by the marketing muscle of Apple as the world’s largest company by market value, the reach of its ecosystem, and the loyalty of many of its customers, the card could make a splash at the deep end of the consumer payment pool, at top-of-digital-wallet and incent more iPhone users to migrate to Apple Pay.
- by Daniel Granderson
- January 15 2018
- commercial payment cards
- credit cards
- finance
- financial services
- money
- money and finance
- payment cards
ACH: Beat It or Join It?
In the U.S., electronic B2B payment value remains dominated by ACH: Packaged Facts in the report "Commercial Payment Cards: U.S. and Global Market Trends, 10th Edition" estimates that commercial cards comprised 3.7% of electronic B2B payment value in 2016.
- by Daniel Granderson
- October 19 2016
- alternative banking
- banking
- finance
- financial report
- financial services
- money
- money and finance
- unbanked
- underbanked
The truth of the consumer banking matter
Myths, half truths, falsehoods. Consumer banking in the modern era is fraught with as many unfortunate misconceptions as it is growth opportunities. In this blog, Packaged Facts sorts fact from fiction and sheds light on how important this segment of the financial services still is to Americans of all ages.
- by dgranderson@marketresearch.com
- August 10 2016
- money
- finance
- credit cards
- mobile payments
- digital wallets
What’s in your (digital) wallet?
This blog is based on the report Mobile Payments in the U.S. View the abstract and table of contents here.
Aug. 10 - Take a peek at your wallet or purse and what do you see? A little cash? A driver’s license? Employee ID and insurance cards? Some lint? And, of course, a nice mix of payment cards?
For a card issuer, it all comes down to where their card stands in your wallet: is it your primary card, the one that sits at the top of your wallet-the one you grab the most when paying? For many i...
