- by Daniel Granderson
- June 13 2019
- banking
- credit cards
- economy
- money
- money and finance
Why Banks and Creditors Can Bet on Affluent, High Net Worth Consumers Even During Recession
As prognosticators attempt to call the beginning of the next recession, one thing is fairly certain: Affluent and high-net worth families are an intriguing recession bet.
- by Daniel Granderson
- May 6 2019
- credit cards
- debit cards
- holiday shopping
- money
- money and finance
Gift Cards: Mother’s Day Among Select Billion Dollar Occasions
40% of U.S. adults purchased a gift card in the past year
- by Daniel Granderson
- January 25 2019
- alternative banking
- banking
- credit cards
- debit cards
- economy
- money
- money and finance
Wealth Share Analysis: African American Consumers
When it comes to various multicultural consumers, financial parity is still a long way off.
- by Daniel Granderson
- October 5 2018
- alternative banking
- banking
- credit cards
- finance
- money
- money and finance
- payment cards
The Prepaid Card Evolution
These days, general-purpose reloadable prepaid cards are better served by the phrase “prepaid account,” which helps underscore their evolution from payment cards to fully-fledged banking products.
- by Daniel Granderson
- May 16 2018
- credit cards
- finance
- money
- money and finance
- smartphones
Goldman Sachs Reaches for the Apple (Pay Credit Card)
Backed by the marketing muscle of Apple as the world’s largest company by market value, the reach of its ecosystem, and the loyalty of many of its customers, the card could make a splash at the deep end of the consumer payment pool, at top-of-digital-wallet and incent more iPhone users to migrate to Apple Pay.
- by Daniel Granderson
- January 15 2018
- commercial payment cards
- credit cards
- finance
- financial services
- money
- money and finance
- payment cards
ACH: Beat It or Join It?
In the U.S., electronic B2B payment value remains dominated by ACH: Packaged Facts in the report "Commercial Payment Cards: U.S. and Global Market Trends, 10th Edition" estimates that commercial cards comprised 3.7% of electronic B2B payment value in 2016.
- by Daniel Granderson
- December 4 2017
- affinity credit cards
- co-branded credit cards
- credit cards
- money
- money and finance
The Costco AnyWhere Visa: Off to the Races
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Industry watchers have debated the viability of the Costco Visa credit card program since Citi announced acquiring it, but the move could prove profitable sooner rather than later.
- by Daniel Granderson
- June 1 2017
- banking
- credit cards
- debit cards
- economy
- money and finance
Digital Payments Juice Credit Card Usage While Helping to Avoid Risk
While consumer credit card loans outstanding are on the rise, growth remains relatively subdued, especially in comparison to automobile and student loan growth rates, suggesting that consumers continue to approach card debt conservatively.
- by Daniel Granderson
- September 30 2016
- affinity credit cards
- banking
- co-branded credit cards
- credit cards
- debit cards
- Millennials
- money and finance
- private label credit cards
- unbanked
- underbanked
Prepaid cards make inroads with Millennials
Prepaid cards are an ideal vehicle to provide Millennials with a low-cost, mobile- and tech-forward payment instrument for everyday use—a strategy not lost on market participants seeking to broaden their user base.
- by dgranderson@marketresearch.com
- August 10 2016
- money
- finance
- credit cards
- mobile payments
- digital wallets
What’s in your (digital) wallet?
This blog is based on the report Mobile Payments in the U.S. View the abstract and table of contents here.
Aug. 10 - Take a peek at your wallet or purse and what do you see? A little cash? A driver’s license? Employee ID and insurance cards? Some lint? And, of course, a nice mix of payment cards?
For a card issuer, it all comes down to where their card stands in your wallet: is it your primary card, the one that sits at the top of your wallet-the one you grab the most when paying? For many i...
