Credit's Due: Increased Consumer Buying Power Necessitates Greater Consumer Responsibility

Credit's Due: Increased Consumer Buying Power Necessitates Greater Consumer Responsibility

Private label cards are helping customers make large purchases that they otherwise might not be able to pay for all at once, such as appliances, home entertainment systems, or Christmas gifts for a household.


Airline Co-Branded Credit Card Programs Power Forward

Airline Co-Branded Credit Card Programs Power Forward

Airlines remain a co-branded credit card lynchpin, contributing $379 billion to some $990 billion in total 2018 U.S. co-branded card purchase value.


U.S. Airlines Elevate Co-Branded Credit Cards to New Heights

U.S. Airlines Elevate Co-Branded Credit Cards to New Heights

Packaged Facts estimates that co-branded credit cards generated $990 billion in purchase value last year. Travel and entertainment brands commanded 55% of spending, 70% of which was attributable to airline-branded credit cards.


The Costco AnyWhere Visa: Off to the Races

The Costco AnyWhere Visa: Off to the Races

Industry watchers have debated the viability of the Costco Visa credit card program since Citi announced acquiring it, but the move could prove profitable sooner rather than later.


Prepaid cards make inroads with Millennials

Prepaid cards make inroads with Millennials

Prepaid cards are an ideal vehicle to provide Millennials with a low-cost, mobile- and tech-forward payment instrument for everyday use—a strategy not lost on market participants seeking to broaden their user base.


What’s next for co-branded and affinity credit cards?

What’s next for co-branded and affinity credit cards?

For more insights from Co-branded and Affinity Credit Cards in the U.S. visit the report product page here.

With credit cards offering ever richer rewards tier architectures (is 3-2-1 already passé?), many wonder whether the card industry is trading rewards for lower profit margins. So far, we think this concern is overblown: rewards costs are indeed rising; but as they move toward lower-cost digital channels, card member acquisition and communication expenses are falling.

But acquisition m...