- by Daniel Granderson
- January 25 2019
- alternative banking
- banking
- credit cards
- debit cards
- economy
- money
- money and finance
Wealth Share Analysis: African American Consumers

When it comes to various multicultural consumers, financial parity is still a long way off.
- by Daniel Granderson
- October 5 2018
- alternative banking
- banking
- credit cards
- finance
- money
- money and finance
- payment cards
The Prepaid Card Evolution

These days, general-purpose reloadable prepaid cards are better served by the phrase “prepaid account,” which helps underscore their evolution from payment cards to fully-fledged banking products.
- by Daniel Granderson
- October 19 2016
- alternative banking
- banking
- finance
- financial report
- financial services
- money
- money and finance
- unbanked
- underbanked
The truth of the consumer banking matter

Myths, half truths, falsehoods. Consumer banking in the modern era is fraught with as many unfortunate misconceptions as it is growth opportunities. In this blog, Packaged Facts sorts fact from fiction and sheds light on how important this segment of the financial services still is to Americans of all ages.
- by [email protected]
- January 23 2014
- Gen Y
- Millennials
- money
- finance
- banking
- alternative banking
- underbanked
- unbanked
Millennial adults increasingly seek alternatives to traditional banking

While consumers historically underserved by mainstream financial services industry are often referred to as unbanked or underbanked, young adults are quickly joining their ranks. In Unbanked and Underbanked Consumers in the U.S., 3rd Edition , Packaged Facts found that the percentage of 18-24s who self-identify as unbanked has grown by almost 25% during 2005-2013. This jump has likely been influenced by recession-driven unemployment and wage trends that have disproportionately affected younger e...