New York, February 16, 2012 -- With job creation showing signs of accelerating at the beginning of 2012, there is a renewed sense that business expansion will once again breathe life into the U.S. economy. And, with speculation that international economies may experience slower growth or even mild recession, now is the time for card issuers and marketers to double-down on the $730 billion U.S. commercial and small business card market, according to Packaged Facts' just-released report on Commercial Payment Cards: The U.S. Global and Market and Trends.

While the need for many issuers to be somewhat risk averse may remain, small business card issuers and marketers that find a balance between risk management and aggressive promotion will be richly rewarded once the U.S. economy is expanding at full speed. At the same time, an extraordinary opportunity exists for commercial card issuers, particularly for purchasing cards, to capture the $21 trillion automated clearing house (ACH) universe of commercial electronic payments.

Several trends will be at the forefront over the next few years as commercial card issuers and marketers jockey for position in an increasingly competitive landscape. Analytical tools for the card issuers and the card program managers will become more robust and flexible as risk management and fraud detection become increasingly important.

The growing interest in mobile payments and technology in the consumer space is expected to find its footing commercially as well, according to David Sprinkle, publisher of Packaged Facts. The $400 billion U.S. small business card market will continue to walk that fine line between consumer and commercial with the potential for additional regulatory cardholder protections. Moreover, commercial cards will benefit from increased penetration by companies seeking to further reduce costs.

For further information, please visit: https://www.packagedfacts.com/Opportunities-Pet-Retailing-6084729.

About Packaged Facts -- Packaged Facts, a division of MarketResearch.com, publishes market intelligence on a wide range of consumer market topics, including consumer goods and retailing, foods and beverages, demographics, pet products and services, and financial products. Packaged Facts also offers a full range of custom research services. To learn more, visit: www.packagedfacts.com. Follow us on Facebook, LinkedIn and Twitter.

Contact:
David Sprinkle, publisher
Packagedfacts.com
dsprinkle@packagedfacts.com

###