Special Offer. Now 25% off the original price of $3000.
While largely mature, the market for private-label credit cards promises considerable activity at all levels for years to come. Leading retailers such as Sears and Circuit City, once committed to managing their own card programs, have moved en masse to sell their portfolios to third-party issuers like Citi Commerce Solutions and GE Card Services. And as those two financial giants battle for dominance, an assortment of smaller issuers, acquirers, and processors are carving out their own slice of the private-label market. Consumers have staged a slow exodus away from private-label cards in recent years, but new products and marketing tactics are waiting in the wings to—with any luck—reverse that trend.

This Packaged Facts report, The U.S. Market for Private Label Credit Cards, focuses on the $98 billion private-label credit card industry, covering cards issued directly by retailers as well as cards issued by third parties; to a lesser degree, consumer usage of “travel” cards (gas, air, and auto) is discussed in relation to the market overall. The report examines the latest trends in the private-label market—including widespread consolidation among market leaders, retailers’ new fondness for third-party issuers, the impact of co-branding, and new developments in “cardless” cards and so-called consumer-to-consumer credit—placing them in context in the overall credit industry. It also explores the state of private-label card marketing, detailing new application procedures, online marketing, advertising, and trends in tiered and rewards-based card programs. Also included are detailed company profiles of the leading bankcard associations and card issuers (including Citi Commerce Solutions, GE Consumer Finance, Household Retail Services, Inc., and J.P. Morgan Chase & Co.), as well as demographic data on private-label credit card holders.

Report Methodology
The information in The U.S. Market for Private Label Credit Cards is based on both primary and secondary research. Primary research involved interviews with marketing, public relations and analysts within the financial industry and consultants to the industry. Secondary research entailed data-gathering from relevant trade, business, and government sources, including company literature, data from CardSource and corporate filings.

What You’ll Get in this Report
The U.S. Market for Private Label Credit Cards identifies and assesses the economic drivers shaping the market for retail and travel cards, as well as the technological innovations and regulatory changes affecting its competitiveness and growth. In addition, the report profiles the market players as well as the market strategies and trends that will help shape its future.

Related Reports:

Consumer Payments in the U.S.: Trends Driving the Credit, Debit, and Prepaid Card Industries
Feb 1, 2012 - LA6497843 - $3,995.00

Upscale Latino Consumers in the U.S.
Feb 1, 2012 - LA6488963 - $3,850.00

Private Label Credit Cards in the U.S., 7th Edition
Oct 1, 2011 - LA6385018 - $3,750.00

Underbanked and Unbanked Consumers in the U.S.: Successfully Targeting Consumers of Alternative Financial Services, 2nd Edition
Jul 1, 2011 - LA2826947 - $3,750.00

Mobile and Alternative Payment Systems in the U.S., 2nd Edition
Jun 1, 2011 - LA2739664 - $3,750.00

Regulatory Change and The New Consumer Card and Banking Relationship
Dec 1, 2010 - LA2749750 - $3,375.00

Rewards Cards in the U.S., 3rd Edition
Sep 1, 2010 - LA2716351 - $3,375.00

Consumer Payment Trends in the U.S.
Apr 1, 2010 - LA2445009 - $3,375.00

Commercial Payment Cards: The U.S. and Global Markets and Trends, 6th Edition
Dec 1, 2009 - LA1928139 - $3,000.00

Co-Branded and Affinity Credit Cards: The U.S. and Global Markets and Opportunities, 3rd Edition
Nov 1, 2009 - LA1928141 - $3,000.00